Ah, that Rottweiler puppy is so cute, you adopted a Doberman, your family gave you a pit bull, what do they all have in common - they are three of the top breeds blacklisted by insurance companies. In some states insurance has been denied to households with certain breeds. Why? Because, according to Allstate Insurance, the average claim was close to $30,000. And in Washington, the state's Supreme Court jury awarded $2.2 million to a woman who was attacked by pit bulls.
So, before, buying, adopting, or inheriting a dog, check with us and we can work with you to present your options and what you might do to safeguard your home and visitors from your pets.
Warmer weather is here, and we're looking to implement home upgrades that you have planned all winter. If you are remodeling your kitchen or bath, adding a room, replacing your roof, or upgrading your plumbing and electrical, then give us a call.
These upgrades can affect your insurance coverage as well as provide you with discounts for upgrades.
Good luck with your home remodeling, and remember we are here to help.
The National Safety Council has created "Just Drive" dedicated to bringing awareness to distracted driving. We encourage you, your children, your family, and your business associates to take the pledge to be an attentive driver. Click here to take the pledge.
With temperatures starting to change, now is the time to take a Flood Risk Profile to learn your flood risk. You might not think you are in a flood zone, but make sure. Spring thaw brings heavy rains which overflow streams, rivers, and lakes near your homes and your businesses. Just a few inches of rain can cause thousands of dollars in damages. FEMA has created a "Spring is Flood Season - Understanding and Reducing The Risk" flyer with helpful tips in preparing an emergency plan, conducting a home inventory and finally purchasing flood insurance. Simply click here.
Give us a call to find out how inexpensive this vital product is.
According to OSHA, about 20,000 injuries and 300 deaths happen every year due to ladder falls.
Ladder accidents are preventable but safety training needs to be conducted to make sure there is a decrease in ladder-related injuries and fatalities. Put in policies and procedures to inspect and dispose of old, damaged, or obsolete leaders. Need a training module go to www.laddersafetytraining.org.
Accounting firms are increasingly targeted for their information. Tax Season is a perfect time for phishing scams, hacking and malware since emails fly furiously during this time. Data that is placed in the accounting firm's care is the firm's responsibility. Now is the time for accountants to add cyber liability to their overall risk transfer portfolio. Call us today for a quote.
Daylight Savings Time is this Sunday. Don't forget to turn your clocks an hour ahead. Looks like we lose a precious hour of sleep.
Today is National Employee Appreciation Day -- Take the time to thank your employees for their hard work and loyalty to your company. Without them -- where would your business be.
Looking for a new car, then consider these car safety features:
- Lane Keep Assist - Detects lane departure and steers vehicle back into the correct lane.
- Electronic Stability Control - Slows individual wheels during a turn to keep car on course.
- Adaptive Cruise Control - Monitors the driver-set speed and distance to the vehicle ahead.
- Adaptive Headlights - Improve forward illumination based on road conditions.
- Collision Warning System - Alerts the driver if collision is imminent.
- Active Park Assist - Helps parallel park the vehicle with no steering from the driver.
- 360-Degree Camera - Improves visibility when backing up or parking.
- Drowsiness Alert - Uses automobile or driver data to indicate when you need a break.
To help prevent hacks and increase your level of security, we encourage you to practice good password management. Experts recommend you use a strong mix of characters, and don’t use the same password for multiple sites. Don’t share your password with others, don’t write it down, and definitely do not write it on a post-it note attached to your monitor. One last point, change your passwords every couple of months to insure security.